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Bankruptcy

A fresh start when you are drowning in a sea of debt.

A Second Chance, Step by Step

If you are drowning in a sea of debt, bankruptcy may be able to give you a fresh start. We understand that, whether it be a result of a continuing garnishment, medical bills, or stifling credit card debt, good, hardworking people are often unable to keep their heads above the water. Bankruptcy may give you the second chance that you deserve and desperately need.

Although bankruptcy is often necessary, it is not a decision that is easily made. Here at the Scott Tolbert Law Firm, we will walk you through the intake process, step by step, so that you can make the best decision for your circumstances with the best possible outcome.

Once your decision is made, Scott and his staff will assist, advise, and guide you through the process. Whether you qualify for a Chapter 7 liquidation or are in need of a Chapter 13 reorganization, we can help. Contact us today for a free consultation.

Chapter 7

Liquidation — show the court you cannot service your debt, and roughly 90 days after filing your qualifying debt is discharged.

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Chapter 13

Reorganization — a 3-to-5-year repayment plan that can stop foreclosure, garnishments and lawsuits while you catch up.

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Bankruptcy FAQs

Answers to the questions we hear most — credit, garnishments, repossession, foreclosure and rebuilding after discharge.

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Ready to Discuss Your Case?

Your initial consultation is free. Call us or send a message today — we’ll respond as soon as possible.